BHIM-Aadhaar app for Making India Cashless

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Sources- Google Play Store, iPhone App store, npci.org.in

Upping the ante to in addition minimise the use of coins within the financial system, Prime Minister Narendra Modi on Friday released BHIM-Aadhaar platform for merchants.

The app is mainly aimed toward supporting humans make bills digitally the usage of their biometric statistics like their thumb imprint on a traders’ biometric enabled tool which can be telephone having a biometric reader.

According to NITI Aayog, as many as 27 primary banks are actually on board with 3 lakh traders if you want to start accepting bills the usage of BHIM Aadhaar.
During the release of BHIM-Aadhaar platform, the prime minister introduced two new incentive schemes, BHIM cashback and referral bonus schemes.

Here are the key functions of those new schemes

BHIM Referral Bonus Scheme (for individuals)

1) The Referral Bonus scheme will incentivise existing BHIM users for bringing new users at the BHIM platform and inspiring the new users to do transactions with others the use of BHIM or with the aid of referring new customers on BHIM. Hence, the bonus may be paid to each the referrer and the brand new person of BHIM (referee).

2) The referral can be considered a success best after three specific a success monetary transactions were completed via the brand new user.

3) On of completion of minimal three precise a success transactions totalling best Rs 50 to any three unique users (both to customers or to traders), the referrer and the referee may be notified approximately the bonus amount thru notification in BHIM app. The referrer gets Rs 10 consistent with successful referral, whilst the new users gets Rs 25 for downloading and transacting from BHIM App.

4) Any Indian citizen pays digitally using their biometric statistics like their thumb imprint on a traders’ biometric enabled tool which might be smart smartphone having a biometric reader.

5) Any citizen without access to smart phones, net, debit or credit playing cards can be capable of transact digitally via the BHIM Aadhaar platform.

6) Already, 27 foremost banks are actually on board with 7.15 lakh merchants, a good way to start accepting payments using BHIM Aadhaar.

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